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If you own a rental property in Florida that is left vacant between tenants for extended periods of time, acquiring vacant rental properties insurance may be in your best interest.

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If you own a rental property in Florida that is left vacant between tenants for extended periods of time, your house, condo, or apartment could be at a higher risk for incurring damage as a result of vandalism, fire, or another hazardous situation. Standard homeowners or condo insurance policies won’t cover these risks, which is why it may be in your best interests to acquire a vacant rental properties insurance policy.

At Wise Insurance Agency, LLC, we can help you select a vacant rental properties insurance policy and help you determine which factors affect how much your premiums are. Often, how much you pay for this type of insurance depends on the amount of coverage you want and the property’s specific risk factors. Typically, this type of property insurance covers the following risks: 

 

  • Fires, explosions, lightning, wind, hail, and other named perils specifically listed in your policy
  • An agreed loss, or total loss, settlement
  • Liability coverage that covers the expenses associated with an accident where someone is injured on your property
  • Coverage for acts of vandalism and mischief

At Wise Insurance Agency, LLC, we are a family owned and operated company. When you turn to us to acquire a vacant rental properties insurance policy, we will treat you as if you were another member of our family and do everything in our power to ensure that your specific needs are met. For more information about the benefits of vacant property insurance or to receive a free quote, get in touch with us today.

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